Senior Risk Underwriter, PEO

Who we are is what we do.

Deel is the all-in-one payroll and HR platform for global teams. Our vision is to unlock global opportunity for every person, team, and business. Built for the way the world works today, Deel combines HRIS, payroll, compliance, benefits, performance, and equipment management into one seamless platform. With AI-powered tools and a fully owned payroll infrastructure, Deel supports every worker type in 150+ countries—helping businesses scale smarter, faster, and more compliantly.

Among the largest globally distributed companies in the world, our team of 7,000 spans more than 100 countries, speaks 74 languages, and brings a connected and dynamic culture that drives continuous learning and innovation for our customers.

Why should you be part of our success story?

As the fastest-growing Software as a Service (SaaS) company in history, Deel is transforming how global talent connects with world-class companies – breaking down borders that have traditionally limited both hiring and career opportunities. We're not just building software; we're creating the infrastructure for the future of work, enabling a more diverse and inclusive global economy. In 2024 alone, we paid $11.2 billion to workers in nearly 100 currencies and provided healthcare and benefits to workers in 109 countries—ensuring people get paid and protected, no matter where they are.

Our momentum is reflected in our achievements and customer satisfaction: CNBC Disruptor 50,  Forbes Cloud 100, Deloitte Fast 500, and repeated recognition on Y Combinator’s top companies list – all while maintaining a 4.83 average rating from 15,000 reviews across G2, Trustpilot, Captera, Apple and Google.

Your experience at Deel will be a career accelerator. At the forefront of the global work revolution, you'll tackle complex challenges that impact millions of people's working lives. With our momentum—backed by a $17.3 billion valuation and $1 B in Annual Recurring Revenue (ARR) in just over five years—you'll drive meaningful impact while building expertise that makes you a sought-after leader in the transformation of global work.

Summary
We are seeking a Senior Risk Underwriter specializing in Workers' Compensation to join our dynamic underwriting team. This individual will play a key role in preparing underwriting packages as well as evaluating workers' compensation risks for clients in the PEO industry. The ideal candidate will have a strong understanding of workers' compensation insurance, the PEO model, and the ability to evaluate complex risk profiles. You will work closely with carriers, brokers, agents, and other internal teams to ensure accurate underwriting decisions and setup that align with company objectives.
Responsibilities

• Underwriting Submission: Prepare and submit comprehensive underwriting packages to insurance carriers for workers’ compensation coverage for PEO clients. Collect and organize necessary documentation, including client safety records, payroll information, claim history, and workers' comp class codes, ensuring that all data is complete and accurate before submission.
• Class Code Accuracy: Review and ensure that workers' compensation codes (class codes) are accurately assigned based on client business operations, job classifications, and payroll details. Work with internal teams to resolve any issues or discrepancies regarding class code assignments to ensure compliance with carrier guidelines and accurate pricing.
• Compliance and Documentation: Ensure compliance with all applicable regulations, including local, state, and international labor laws, while maintaining accurate and up-to-date records of claims and resolutions.
• Reporting and Analysis: Prepare and audit new workers’ compensation submissions to ensure accurate new client binding. Review and address issues related to employee classification, payroll, and risk exposure, ensuring the underwriting process is seamless.
• Day-to-Day Employee Underwriting: Manage and oversee the daily employee underwriting process, ensuring all new employee data, payroll details, and job classifications are correctly entered into the system. Work with internal teams to ensure accurate risk profiling for new employees and ensure proper classification codes are applied.
• Issue Resolution: Investigate and resolve payroll-related issues that may impact workers' compensation underwriting, including discrepancies in employee classifications, payroll data, and rate adjustments. Serve as the point of contact for internal teams regarding underwriting discrepancies and work closely with Deel departments to ensure accuracy and compliance.
• Cross-Functional Collaboration: Work closely with the sales, implementation, and payroll teams to ensure smooth risk underwriting and accurate information sharing across Deel’s PEO platform.
• Process Optimization: Continuously assess and improve the claims administration process, leveraging Deel’s platform capabilities and integrating with external systems where necessary.

Qualifications

• 5+ years of experience in workers’ compensation risk and underwriting, preferably within a PEO, insurance company, or a global HR services organization.
• Strong understanding of workers’ compensation, OSHA reporting and regulations, claims reporting procedures, return to work management.
• Deep working knowledge of PrismHR configuration and troubleshooting from a workers’ comp perspective strongly preferred.
• Experience in client-facing roles, with strong communication and interpersonal skills.
• Analytical mindset with a keen attention to detail.
• Ability to thrive in a fast-paced, dynamic environment with changing priorities.

Total Rewards

Our workforce deserves fair and competitive pay that meets them where they are. With scalable benefits, rewards, and perks, our total rewards programs reflect our commitment to inclusivity and access for all. 

Some things you’ll enjoy

• Stock grant opportunities dependent on your role, employment status and location
• Additional perks and benefits based on your employment status and country
• The flexibility of remote work, including optional WeWork access

At Deel, we’re an equal-opportunity employer that values diversity and positively encourage applications from suitably qualified and eligible candidates regardless of  race, religion, sex, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, pregnancy or maternity or other applicable legally protected characteristics.

Unless otherwise agreed, we will communicate with job applicants using Deel-specific emails, which include @deel.com and other acquired company emails like @payspace.com and @paygroup.com. You can view the most up-to-date job listings at Deel by visiting our careers page.

Deel is an equal-opportunity employer and is committed to cultivating a diverse and inclusive workplace that reflects different abilities, backgrounds, beliefs, experiences, identities and perspectives.

Deel will provide accommodations on request throughout the recruitment, selection and assessment process for applicants with disabilities. If you require accommodations, please inform our Talent Acquisition Team via this link and a team member will be in touch to ensure your equal participation. If you have difficulty accessing the form, please email at recruiting@deel.com.

As part of our hiring process, we primarily rely on interviews and role-related assessments. In limited cases, we may also consider informal background information relevant to the role, in line with our privacy and fairness obligations.

This application process does utilise Automated Employment Decision Tools (AEDT) and AI systems to assist in evaluating candidates based on experience level, technical skills and qualifications. As a fully remote company, we also utilise AI-powered deepfake and fraud detection technologies to verify the authenticity of candidate identities and interactions during assessments and interviews. This processing is conducted in compliance with applicable Data Protection, AI Governance and Labour Laws. We ensure human oversight is maintained in all final hiring decisions. Your personal data is not used to train AI models. For more information on how we process your personal data, please see our Privacy Policy.

• For NYC Residents: In accordance with NYC Local Law 144, an independent bias audit has been conducted on AEDT; results are available at Ashby, Covey.